Corporate transactions, capital markets and strategic deals.
Independent assessment and rigorous valuation of assets and businesses.
Business reinvention, sustainability and wealth management.
Corporate governance, succession and transformation
International tax planning and cross-border structuring.
Regulatory compliance and tax reporting obligations.
Special regimes for individuals and digital assets.
Tax defense and wealth taxes
Corporate immigration, ICT transfers, investor residency, digital nomad and regularisation.
Employment relations, mobility and regulatory protection.
Protection, compliance and digital resilience
Data protection, DPO and AI regulation
Company formation, contracts, shareholder agreements and corporate operations.
Contracts, dismissals, redundancies and labour court representation.
Insolvency proceedings, fresh start, micro-enterprise procedure and dissolution.
Litigation, arbitration, mediation, IP and real estate law.
Accounting, reporting and outsourced financial management.
Entity management, governance and personnel administration.
Incorporation, incentives and business acceleration.
Risk management, continuity and recovery
New guides on the latest Spanish tax and immigration developments.
Practical tools for informed decision-making.
Everything BMC One does
Each capability links to its area. Partial: part of it works; the detail is on the area page.
Try
Business Services
Tax
Legal
Security
Nothing for “”. Try “VAT”, “payroll”, or “signature”.
By area
Business ServicesOperations
Your business, up to date in one place
Our team books, calculates and submits.
Ask your assistantExamples
How many active employees do we have, and under which collective agreement and type of contract?
Add these three employees with their DNI, Social Security number and start dateThey stay in BMC One; nothing is notified to Social Security.
Tax
Every Spanish tax deadline, in plain sight
Our team prepares, files and responds.
Ask your assistantExamples
Which returns do we have this quarter and which have already been filed?
Change the tax address on the record to Calle Muestra 5, MadridIt changes the record in BMC One; nothing changes with the AEAT.
Legal
Every phase, with its status and its date
BMC lawyers handle every matter; in BMC One you see its phases and the status of each one.
Ask your assistantExamples
Which documents are still awaiting signature and who has yet to sign?
Prepare an envelope for Lucía Prueba to sign this contract on the last pageIt stays in draft. Sending it is a critical action: only with the Custom role.
Strategy
The whole transaction in one file
The analysis and the recommendation are signed by the people on the team.
Ask your assistantExamples
Find what BMC has written to us about the capital increase
Where do the tax obligations of every company in the group stand, and which one has gaps?With a group access.
Across all areas
ConnectionsAPI, MCP and webhooks
It works with any assistant that supports remote MCP connectors with OAuth sign-in; for example, Claude, which we have tested it with, or ChatGPT Business, Enterprise and Edu, as documented.
With a token, also Gemini CLI, Cursor, n8n, Make or Zapier; and, by API and signed webhooks, your own systems.
No assistant files with the AEAT, moves money or signs for you.
Only with the Custom role, chosen permission by permission.
API and MCPConnect your AIIntegrationsPublic administrations
Security
Its own scoped access, never your session
BMC One, its database and your documents are on our own dedicated servers in Europe. The database is not exposed to the internet.
No assistant files with the AEAT, moves money or signs for you.
Illustration of what you choose when you authorise an access. Fictitious data.
Returns
ReturnsForms 720, 721 and 210
Returns for investors and non-residents
Assets held abroad, crypto assets and non-resident income, at two levels: Platform and With an adviser.
BMC's client environment, included in your engagement: never sold separately.
Insolvency Radar · Registro Público Concursal and BORME
Every published insolvency proceeding, organised by province, sector and phase, with a company checker by CIF or name.
Source: the Public Insolvency Register, the BORME and the social courts. A single insolvency generates several publications over its life, so the publication count is not the number of insolvencies · Data last updated: 17 Oct 2026
THE DUTY AND ITS CLOCK
Article 5.1 of the consolidated Spanish Insolvency Act requires the debtor to file for insolvency within two months of the date on which they knew, or should have known, of their state of insolvency. Not from the day the decision is taken, nor from the day cash runs out: from the day it should have been known. That distinction is what later decides the culpability ruling.
Breaching the duty to file makes the insolvency presumed culpable unless proven otherwise. The burden of proving otherwise shifts to the director.
art. 444.1 TRLCA ruling of culpable insolvency disqualifies the natural persons concerned from administering other people's assets and from representing any person, and it is recorded at the Mercantile and Land Registries.
art. 455.2.2 TRLCOnce liquidation opens, the court may order directors and liquidators, whether de jure or de facto, to cover the insolvency shortfall in whole or in part.
art. 456 TRLCThe data says what the statute says: half of all proceedings close in under four months, and more than 118,000 are processed with no estate at all, opened and closed almost at once because nothing is left to distribute. Filing late does not only worsen the culpability ruling: it shrinks what can still be negotiated.
While there is a business worth preserving, the route does not start at insolvency. Restructuring plans and the notice of opening negotiations halt enforcement and create room to renegotiate debt before the article 5 duty runs out.
Article 486 TRLC lets a good-faith individual debtor obtain discharge of unpaid debt, whether or not they run a business. This is what is known as the second chance, and it accounts for 91.2% of insolvencies declared in 2025: not a residual procedure, the majority one.
proceedings published still active
Every August drops to a fraction of its neighbours: art. 183 of the Judiciary Act makes August inhabile for judicial acts other than urgent ones, and the commercial courts stop. The dip is the calendar, not the economy, which is why a quarter is never compared with the previous one but with the same quarter a year earlier.
Judicial activity of recent days, with the court, the province and the procedure type. The debtor is not shown: the registry cross-match that attaches a company to a proceeding takes about a year to complete, so on recent records that link does not exist yet. To find out whether a specific company is in insolvency, the checker resolves it by tax number or company name.
| Date | Province | Court | Case no. | Type | Status |
|---|---|---|---|---|---|
| 16 Oct 2026 | Mercantil - 1 | Unclassified | Open | ||
| 16 Oct 2026 | Unclassified | Open | |||
| 16 Oct 2026 | Unclassified | Open | |||
| 16 Oct 2026 | Unclassified | Open | |||
| 16 Oct 2026 | Unclassified | Open | |||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE MADRID N.º 3 | Voluntary | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE PALMA N.º 1 | Unclassified | Open | ||
| 16 Oct 2026 | SECCIÓN CIVIL Y DE INSTRUCCIÓN DEL TRIBUNAL DE INSTANCIA DE ALCAÑIZ N.º 2 | Liquidation | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE A CORUÑA N.º 3 | Voluntary | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE A CORUÑA N.º 3 | Voluntary | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE A CORUÑA N.º 1 | Voluntary | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE A CORUÑA N.º 1 | Voluntary | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE MADRID N.º 9 | No assets | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE MADRID N.º 9 | No assets | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE A CORUÑA N.º 1 | Voluntary | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE A CORUÑA N.º 1 | Voluntary | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE MADRID N.º 16 | No assets | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE MADRID N.º 9 | No assets | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE MADRID N.º 16 | No assets | Open | ||
| 16 Oct 2026 | SECCIÓN DE LO MERCANTIL DEL TRIBUNAL DE INSTANCIA DE MADRID N.º 9 | Voluntary | Open |
A customer or debtor in insolvency does not mean the credit is lost: filing your claim on time and in form makes the difference.
Acting before insolvency widens the options: pre-insolvency protection, restructuring or an orderly proceeding.
The Spanish second chance framework can discharge debts you cannot pay. Each case is assessed in a private consultation.
No commitment · direct with partner