Professional members: modification of the alternative mutual insurance regime in Social Security

Law 2/2026 modifies Royal Legislative Decree 8/2015 to adjust the treatment of alternative mutual insurance funds regulated under the 18th and 19th additional provisions of the General Social Security Law. The law reviews the historical and legal framework governing the inclusion of liberal professionals who require mandatory professional registration, who transitioned from a voluntary and collective integration system to a mandatory and individual inclusion in the Special Regime for Self-Employed Workers (Preamble I).

In 2 key points

The encuadramiento in the Special Autónomos regime is mandatory and individual for registered professionals (art. Preámbulo I). (art. Preámbulo I)
Mutualities of social insurance remain as private assurance options for professional colleges that opted for private coverage (art. Preámbulo I). (art. Preámbulo I)

How it affects those involved

The main effect is the consolidation of the mandatory, individual encuadramiento established by Law 30/1995 for self-employed professionals in professional colleges.

Frequently asked questions

How is the social security encuadramiento for self-employed professionals structured?: It is mandatory and individual under the Special Autónomos regime, except where the professional college has opted for a mutual insurance scheme (art. Preámbulo I).
What happens to professional colleges' social insurance mutualities?: They remain as private assurance instruments for members of colleges that chose to join them following legislative developments (art. Preámbulo I).

Lifecycle

2026-07-31PublishedPublished in the BOE

Official text Based on BOE data (boe.es). Information, not advice.

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