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The Directorate General for Legal Certainty and Public Faith confirms that in mortgage foreclosure proceedings involving multiple properties, it is mandatory to determine the specific amount awarded to the creditor for each individual property (Facts II). This requirement is not a novelty introduced by Law 1/2013, but has been in force since the Civil Procedure Law 1/2000 (Facts 2). The resolution dismisses the appeal against a registrar's negative qualification, which had required such a breakdown to proceed with registration.
For banking institutions and enforcing creditors, the resolution ratifies the necessity for judicial award decrees to contain a detailed breakdown per property and per concept (principal, interest, and costs) in order to be registered in the Land Registry (Facts II). The absence of this breakdown prevents the registration of the award and the cancellation of charges, forcing courts to rectify their decrees to comply with current registry and procedural regulations.
The tax team reviews your specific situation.
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