The Directorate General for Legal Certainty and Public Faith has ruled that a Land Registrar may not refuse the registration of a mortgage foreclosure adjudication decree by citing the absence of a certificate detailing the outstanding debt balance (Art. 654.3 LEC). It is established that Article 9 of the Mortgage Law does not require a breakdown of residual debt as a condition for registration or for the subsequent cancellation of charges. The Registrar may only refuse registration due to obstacles arising from the Registry itself, rather than procedural issues or a lack of information regarding the execution balance (Art. 100 RH).
For companies and individuals acquiring assets through auction or mortgage foreclosure, this guarantees legal certainty regarding the registration of adjudications without depending on the issuance of additional debt certificates by the Clerk of the Court. Registrars lose the power to issue negative assessments on judicial titles based on the absence of the breakdown of interest, principal, and costs provided for in Art. 654.3 LEC, limiting their power of refusal to strict registry-related obstacles (Art. 100 RH).
The tax team reviews your specific situation.