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BOE-A-2026-14420 ·2 July 2026 ·Resolution Low impact
Tax

Publication of official reference interest rates for the mortgage market for June 2026

The Bank of Spain has published the official reference interest rates for the mortgage market for June 2026. The resolution details Euribor values for various terms, the five-year Interest Rate Swap (IRS), the rate based on €STR, and the one-year Mibor (Articles 1-4). These rates are determined in accordance with the process set out in Annex 8 of Bank of Spain Circular 5/2012 (Note 1).

In 3 key points

  1. One-year Euribor: 2.798% (art. 1)
  2. One-year €STR-based interest rate: 1.956% (art. 3)
  3. Mibor (one-year interbank rate): 2.798% (art. 4)

Lifecycle

2026-07-02PublishedPublished in the BOE
Official text Based on BOE data (boe.es). Information, not advice.

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