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A query was raised regarding whether the exemption from Stamp Duty (AJD) for social housing applies to a new mortgage loan intended to refinance a previous one. The Directorate General for Tax (DGT) has ruled that it does, provided the social housing status remains valid.
This ruling provides legal certainty for homeowners seeking to refinance mortgages on social housing, confirming they can benefit from tax exemptions if the property's official status is maintained.
The tax team reviews your specific situation.
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