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The Directorate General of Insurance and Pension Funds has announced the approval of the total portfolio transfer from the Luxembourg entity iptiQ EMEA P&C SA to the German entity Allianz Direct Versicherungs-AG, effective from 16 December 2025. This operation affects the Spanish branch (E0252) and services provided from Italy (L1454) and Germany (L1453). Policyholders with risks located in Spain have the right to terminate their contracts due to this change.
For iptiQ EMEA P&C SA policyholders with risks located in Spain, the portfolio transfer involves a change of insurer to Allianz Direct Versicherungs-AG. Policyholders have a period of one month from the publication of this resolution to exercise their right to terminate contracts and request a refund of the unearned premium.
The tax team reviews your specific situation.
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