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BOE-A-2026-12844 ·13 June 2026 ·Resolution Low impact
Tax

Companies acquiring mortgage credits: risk of negative registry rating for non-compliance with Law 2/2009

The Directorate General for Legal Certainty and Public Faith analyses the suspension of the registration of a mortgage credit assignment in favour of the company «Siasol Marbella, SL». The registrar issued a negative rating after detecting that, despite claiming not to be a regular lender, the entity has ten active mortgage registrations in the Registered Ownership Indices. This suggests a requirement to comply with Law 2/2009 on consumer contracting for mortgage loans or credits (Facts I).

In 2 key points

  1. The existence of 10 active mortgage registrations in the Ownership Indices may determine the status of a regular lender (Hechos I)
  2. Obligation to comply with Law 2/2009 on consumer contracting for mortgage loans or credits (Hechos I)

Lifecycle

2026-06-13PublishedPublished in the BOE
Official text Based on BOE data (boe.es). Information, not advice.

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