MEDIUM
FISCAL Right to deduct mortgage payments retained after loan transfer
Technical details
Summary
The consultant asks whether mortgage payments can still be deducted after transferring the loan to another lender. The DGT states that loan transfer does not interrupt the financing process nor exhaust the right to deduction.
In 6 key points
How it affects those involved
The right to deduct mortgage payments remains intact after loan transfer, ensuring continuity of tax benefits.
Lifecycle
2025-12-23PublishedPublished in the BOE
Official text Based on BOE data (boe.es). Information, not advice.