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A taxpayer owning 66% of a property held in joint ownership has asked whether they can deduct that percentage of joint mortgage instalments, rather than the 33.33% calculated by the bank. The DGT explains that, although the debt is legally shared equally among all parties, the taxpayer may deduct 66% if they can prove that the excess instalments paid are to repay funds lent to them by the other co-owners to complete their share of the purchase.
The tax team reviews your specific situation.
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