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BOE-A-2026-9037 ·24 April 2026 ·Resolution Low impact
Administrative

Businesses and individuals: 3 months to update official exchange rates or deviation risks

The Bank of Spain's resolution publishes the official euro exchange rates for 23 April 2026 under Law 46/1998. These rates replace previous ones and must be used in official financial transactions. The changes impact all sectors using the euro as a reference currency, especially in international payments, interest rates and currency conversions.

In 3 key points

  1. Official exchange rates are published daily by the Bank of Spain and come into effect immediately for financial transactions (art. 36 Ley 46/1998)
  2. 1 euro = 1.1694 US dollars (official rate as of 23/04/2026) (cambio 1 euro = 1,1694 dólares USA)
  3. The rates apply to official transactions such as international payments and interest rates (art. 36 Ley 46/1998)

How it affects those involved

Businesses, companies and individuals carrying out international transactions must update their currency conversion calculations using the new official rates. Financial institutions must adjust their internal systems to reflect the updated rates. Finance advisors and asset managers must inform their clients of the change and review their operations. Errors in applying the rates may result in losses or discrepancies in payments and interest rates.

Lifecycle

2026-04-24PublishedPublished in the BOE
2026-04-23Into forceComes into force (Resolución de 23 de abril de 2026, del Banco de España)
Official text Based on BOE data (boe.es). Information, not advice.

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This analysis is informational only and does not constitute legal advice or create a client-adviser relationship. BM Consulting.
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