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BOE-A-2026-3967 ·20 February 2026 ·Act critical
Administrative

Businesses and individuals: update exchange rates effective 19 February 2026

The Bank of Spain publishes the euro exchange rates as of 19 February 2026, approved by the European Central Bank, which now have official status (art. 36 of Law 46/1998). These rates replace previous ones and must be used in financial operations, contracts, and commercial communications. The change does not introduce new obligations but updates official data.

In 2 key points

  1. Euro exchange rates will be updated on 19 February 2026 according to the ECB (art. 36 Ley 46/1998)
  2. The published rates take official effect from the date of their publication (art. 36 Ley 46/1998)

How it affects those involved

Businesses, traders, and individuals conducting international transactions must use the new exchange rates from 19 February 2026 to avoid errors in pricing, invoicing, or payments. Public administrations and financial institutions must update their internal systems. Financial advisors should inform their clients about the new reference rates. There is no impact on contractual rights or obligations, only on the reference information.

Lifecycle

2026-02-20PublishedPublished in the BOE
2026-02-19Into forceComes into force (art. 36 Ley 46/1998)
Official text Based on BOE data (boe.es). Information, not advice.

Does this provision affect you?

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This analysis is informational only and does not constitute legal advice or create a client-adviser relationship. BM Consulting.
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