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The Bank of Spain has announced the removal of Xfera Consumer Finance, Establecimiento Financiero de Crédito, SA, from the Special Register of Credit Institutions (Art. 9.5 Law 5/2015). This removal follows its merger by absorption into Banco Cetelem, SA, effective from 25 November 2025.
The resolution does not create operational changes for the general market; rather, it formalises the exit of Xfera Consumer Finance from the official register following its absorption by Banco Cetelem, SA. The entity, previously registered under number 8840, will cease to exist as an independent entity in said register (Art. 9.5 Law 5/2015).
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