Partner-attended · reply within 24 business hours
Corporate transactions, capital markets and strategic deals.
Independent assessment and rigorous valuation of assets and businesses.
Business reinvention, sustainability and wealth management.
Corporate governance, succession and transformation
International tax planning and cross-border structuring.
Regulatory compliance and tax reporting obligations.
Special regimes for individuals and digital assets.
Tax defense and wealth taxes
Corporate immigration, ICT transfers, investor residency, digital nomad and regularisation.
Employment relations, mobility and regulatory protection.
Protection, compliance and digital resilience
Data protection, DPO and AI regulation
Company formation, contracts, shareholder agreements and corporate operations.
Contracts, dismissals, redundancies and labour court representation.
Insolvency proceedings, fresh start, micro-enterprise procedure and dissolution.
Litigation, arbitration, mediation, IP and real estate law.
Accounting, reporting and outsourced financial management.
Entity management, governance and personnel administration.
Incorporation, incentives and business acceleration.
Risk management, continuity and recovery
New guides on the latest Spanish tax and immigration developments.
Practical tools for informed decision-making.
The inquiry asks whether the economic benefits of dependency insurance can be accessed in exceptional circumstances, such as serious illness, long-term unemployment, or based on the duration of premium payments. The Directorate-General for Insurance and Pension Funds (DGSFP) confirms this is possible under conditions similar to pension plans, provided it is explicitly stated in the policy.
Cuestión planteada Si, conforme a lo dispuesto en el apartado 5 del artículo 51 de la Ley 35/2006, los derechos económicos de un seguro de dependencia son disponibles en los supuestos excepcionales de enfermedad grave, desempleo de larga duración o por corresponder a primas abonadas con al menos 10 años de antigüedad.
Los derechos económicos de los seguros de dependencia pueden hacerse efectivos anticipadamente en los supuestos de enfermedad grave, desempleo de larga duración o por aportaciones con al menos diez años de antigüedad. Esta posibilidad está sujeta a que se contemple expresamente en la póliza y se cumplan las condiciones y limitaciones que esta establezca. Las prestaciones percibidas en estos supuestos tendrán la condición de rendimientos del trabajo.
Partner-attended · reply within 24 business hours
Quick message
We reply within 24 business hours. Confidential handling guaranteed.
Google Meet
Direct slot with the partner. Complimentary consultation · no commitment · cancel up to 24h in advance.
Loading availability…
We're fully booked for the next 14 days.
That's a good sign — and we won't leave you hanging.
Request callback
Tell us a time window and a phone number. A partner will call you back during the chosen slot.
< 24 h reply · direct with partner
Have a specific question? Tell us your situation in a sentence or two — a partner will reply within 24 business hours.
Complimentary 30-minute meeting with the partner responsible for your area. Google Meet or in person. Cancel up to 24h in advance.
Loading availability…
We're fully booked for the next 14 days.
That's a good sign — and we won't leave you hanging.
Tell us your preferred time slot and a phone number. A partner will call you back — no hold queues, no gatekeepers.
We use our own and third-party cookies to improve your experience. More information
Essential for the website to function. Cannot be disabled.
Help us understand how you use the site to improve it.
Enable relevant content and advertising.