Skip to content

CAJAS Y ENTIDADES FINANCIERAS DE AHORRO

National · Nationwide · In force

Nationwide collective agreement for savings banks and financial entities, applicable to companies in the sector throughout Spain.

Agreement names, job categories and salary-table rows appear in Spanish: they are the official text, exactly as published in the gazette. Everything else on this page is in English.

Identification

Agreement code
99000785011981
Scope
National
Territory
Nationwide
Labour authority
Central government
Sector
Financial services
Status
In force
Term
1 Jan 2024 to 31 Dec 2026
First registered
28 Feb 2011
Latest registry entry
16 Mar 2026
Latest pay revision
23 May 2024

Official text · BOE

Registry history

Swipe the table sideways to see every column.

Entry Published Term Text
Amendment 17 May 2025 1 Jan 2024 – 31 Dec 2026 BOE
Collective agreement (New text) 6 Jun 2024 1 Jan 2024 – 31 Dec 2026 no link
Automatic pay revision TABLES 23 May 2024 1 Jan 2024 – 31 Dec 2026 no link
Automatic pay revision TABLES 23 May 2024 1 Jan 2024 – 31 Dec 2026 no link
Notice of termination · Call to negotiate 4 Oct 2023 1 Jan 2019 – 31 Dec 2023 no link
Amendment 6 Mar 2023 1 Jan 2019 – 31 Dec 2023 no link
Amendment 13 May 2021 1 Jan 2019 – 31 Dec 2023 no link
Collective agreement (New text) 3 Dec 2020 1 Jan 2019 – 31 Dec 2023 no link
Automatic pay revision TABLES 23 Nov 2020 1 Jan 2019 – 31 Dec 2023 no link
Automatic pay revision TABLES 23 Nov 2020 1 Jan 2019 – 31 Dec 2023 no link
Extension of continued effect 19 Aug 2020 28 Feb 2018 – 31 Dec 2018 no link
Extension of continued effect 12 Aug 2020 28 Feb 2018 – 31 Dec 2018 no link
Partial agreement 30 Oct 2019 28 Feb 2018 – 31 Dec 2018 no link
Notice of termination · Call to negotiate 19 Dec 2018 28 Feb 2018 – 31 Dec 2018 no link
Collective agreement (New text) 10 Apr 2018 28 Feb 2018 – 31 Dec 2018 no link
Call to negotiate 19 Jan 2018 1 Jan 2015 – 27 Feb 2018 no link
Court ruling 1 Dec 2017 1 Jan 2015 – 27 Feb 2018 no link
Collective agreement (New text) 12 Aug 2016 1 Jan 2015 – 27 Feb 2018 no link
Automatic pay revision TABLES 2 Aug 2016 1 Jan 2015 – 27 Feb 2018 no link
Automatic pay revision TABLES 2 Aug 2016 1 Jan 2015 – 27 Feb 2018 no link
Automatic pay revision TABLES 2 Aug 2016 1 Jan 2015 – 27 Feb 2018 no link
Partial agreement 18 Apr 2016 1 Jan 2011 – 31 Dec 2014 no link
Extension of continued effect 18 Apr 2016 1 Jan 2011 – 31 Dec 2014 no link
Extension of continued effect 5 Apr 2016 1 Jan 2011 – 31 Dec 2014 no link
Extension of continued effect 21 Jan 2016 1 Jan 2011 – 31 Dec 2014 no link
Extension of continued effect 18 Dec 2015 1 Jan 2011 – 31 Dec 2014 no link
Call to negotiate 15 Apr 2015 1 Jan 2011 – 31 Dec 2014 no link
Pay revision TABLES 23 Mar 2015 1 Jan 2011 – 31 Dec 2014 no link
Notice of termination 21 Nov 2014 1 Jan 2011 – 31 Dec 2014 no link
Pay revision TABLES 20 Mar 2014 1 Jan 2011 – 31 Dec 2014 no link
Amendment 27 Dec 2012 1 Jan 2011 – 31 Dec 2014 no link
Automatic pay revision TABLES 27 Jun 2012 1 Jan 2011 – 31 Dec 2014 no link
Collective agreement (New text) 29 Mar 2012 1 Jan 2011 – 31 Dec 2014 no link

Against the Workers' Statute

A collective agreement can improve on the minimums of the Workers' Statute (ET), never worsen them (arts. 3.1.c and 85.1 ET). This is what can be checked against what the registry publishes.

Annual working time Not in the registry art. 34.1 ET
Statutory minimum
2080 h/year (40 h/week on average)
This agreement
not recorded

The registry does not publish the annual working time of this agreement. It is in the text published in the gazette.

Statutory minimums this agreement must respect
Maximum working time 40 hours a week averaged over the year (2080 h/year) art. 34.1 ET
Daily working time Up to 9 ordinary hours a day, unless an irregular distribution is agreed art. 34.3 ET
Rest between shifts 12 hours between the end of one working day and the start of the next art. 34.3 ET
Weekly rest 1.5 uninterrupted days a week, which can be accumulated over periods of up to 14 days art. 37.1 ET
Paid holidays 30 calendar days a year, which cannot be replaced by payment art. 38.1 ET
Overtime Up to 80 a year, not counting those due to force majeure or compensated with time off art. 35.2 ET
Pay The one set by the applicable agreement, and never below the current Spanish minimum wage (SMI) art. 27 ET

What this analysis cannot assess

The registry publishes registration data. These matters are in the text of the agreement and have to be read there:

  • Days of paid holiday and their calendar (art. 38 ET)
  • Paid leave above the statutory minimum (art. 37.3 ET)
  • Employer top-up during temporary incapacity
  • Seniority: three-year and five-year increments and their caps
  • Notice period, probation period and job classification
  • Overtime rules and compensation (art. 35 ET)

Registration data taken from REGCON (Spanish Ministry of Labour and Social Economy). The text that applies is the one published in its official gazette. This record does not replace reading the agreement.

Apply this to a real case

What is published here, applied to a company or a specific case. The first meeting is free.

Email
Contact