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BOE-A-2026-8697 ·21 April 2026 ·otro Low impact
Corporate

Consumers and users can challenge constitutionality of financial services customer service regulations

A constitutional challenge is filed against specific articles of the 10/2025 financial services customer service law, affecting consumer rights and financial services. Articles 7.2, 8.6, 9.2, 13.6, 23.1 and the final provision are under review by the Constitutional Court. The challenge is based on the argument that these provisions may violate constitutional consumer rights.

In 2 key points

  1. Consumers may challenge the constitutionality of provisions in Law 10/2025 (art. 7.2, 8.6, 9.2, 13.6, 23.1)
  2. The second final provision of Law 10/2025 is subject to constitutional review (disposición final segunda)

How it affects those involved

Consumers and users may bring constitutional challenges if they believe their rights are infringed by customer service regulations. Financial companies should be aware of the potential legal consequences of the affected rules. Legal advisors and lawyers should be prepared to assess the constitutionality of the new regulations. The Constitutional Court will examine whether the regulations violate fundamental rights.

Lifecycle

2026-04-21PublishedPublished in the BOE
Official text Based on BOE data (boe.es). Information, not advice.

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This analysis is informational only and does not constitute legal advice or create a client-adviser relationship. BM Consulting.
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