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The Bank of Spain Resolution publishes the euro exchange rates for 20 January 2026, established by the ECB, which now have official effect (Art. 36 of Law 46/1998). These rates supersede previous ones and must be used in financial transactions, contracts, and official communications. This change affects all users of foreign currencies in Spain, particularly regarding international payments, invoicing, and interest rates.
Businesses and individuals making international payments must update their exchange rate calculations to avoid errors in invoicing, costs, or revenue. Financial institutions must integrate the new rates into their calculation systems. Financial advisors and business managers should review their reports and budgets. Using outdated rates may lead to losses or discrepancies in the calculation of profits or costs.
The administrative team reviews your specific situation.
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