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The Bank of Spain's resolution publishes the euro exchange rates as of 20 January 2026 set by the ECB, now officially effective under Article 36 of Law 46/1998. These rates replace previous ones and must be used in financial transactions, contracts, and official communications. The change affects all users of foreign currencies in Spain, particularly in international payments, invoices, and interest rates.
Businesses and individuals making international payments must update their exchange rate calculations to avoid errors in invoices, costs or revenues. Financial institutions must incorporate the new exchange rates into their calculation systems. Finance advisors and business managers must review their reports and budgets. Using outdated exchange rates could result in losses or inaccuracies in profit or cost calculations.
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