Grants 2025: Updated Guide for SMEs
Public funding for Spanish SMEs in 2025: ICO lines up to €12.5M, CDTI R&D grants, Next Generation EU calls, Kit Digital (up to €29,000) and De Minimis accumulation rules.
Directora - Servicios Empresariales
21 published articles
Public funding for Spanish SMEs in 2025: ICO lines up to €12.5M, CDTI R&D grants, Next Generation EU calls, Kit Digital (up to €29,000) and De Minimis accumulation rules.
2025 accounting close: Verifactu e-invoicing reconciliation, first CSRD ESG metrics alignment, new CIT restrictions and digital asset accounting changes.
How to prepare for mandatory B2B electronic invoicing in Spain under Crea y Crece Law: large company vs SME timelines, VERI*FACTU system, software approval and adaptation steps.
An up-to-date overview of the main grants and public funding available to Spanish SMEs in 2026: Kit Digital, ENISA loans, European funds, R&D incentives, employment subsidies and regional aid. How to identify them and apply correctly.
Spain's family business sector 2026: 89% of corporate fabric, 67% of private employment, fewer than 30% survive to the third generation, and the succession and IHT planning challenges for businesses founded in the 1980s-90s.
Complete guide to the Spanish General Accounting Plan (Royal Decree 1514/2007 and RD 1515/2007 PGC SME): structure, accounting principles, 2026 changes, digitisation updates and year-end obligations.
Why more and more companies are outsourcing their accounting and how to do it right.
VAT fiscal representation in Spain for non-resident companies: when required, joint liability of the representative, Form 303 quarterly deadlines and Form 349 intracomm thresholds.
Practical criteria for startups and new entrepreneurs who need to choose an accounting or advisory firm: which services are essential from day one, red flags and how to scale the service as the company grows.
Comprehensive 2025 guide to payroll and Social Security for Spanish businesses: SMI compliance (€1,184/month), 37.5-hour workweek adaptation, Verifactu integration with payroll systems, and Social Security contribution bases.
Spain manufacturing nearshoring 2024: EU strategic sectors (semiconductors, batteries, EVs, medical equipment) driving industrial investment, competitive SMI of €1,134/month, and port/rail infrastructure advantages.
Spain Startup Law (Law 28/2022): 15% CIT rate for 4 years, 50% angel investor deduction up to €100,000, stock options simplification and ENISA emerging company recognition.
Crossing 50 employees in Spain activates equality plan (Organic Law 3/2007), whistleblowing channel (Law 2/2023), works council and joint H&S committee obligations simultaneously.
Spain logistics sector 2024: €104 billion revenues (7.8% of GDP), CSDDD supply chain audit obligations for large operators, EU Battery and Packaging Regulations adding traceability obligations for logistics providers.
Family business succession in Spain: 95% inheritance tax exemption, family protocol, holding structures and the 10-year retention requirement. Why fewer than 1 in 3 survives to the second generation.
Outsourced vs internal CFO for Spanish SMEs: €80,000-€130,000 internal cost vs €18,000-€45,000 outsourced, first-year savings over 60% and when each model makes sense.
Clear signals for deciding when to outsource an SME's accounting: cost comparison, signs that the in-house function has reached its limit, outsourcing models and how to make the transition without losing information.
Total cost of an internal vs external CFO for Spanish SMEs: breakdown of cost items, profile by turnover and when each model creates more value.
How to digitise the finance department of a Spanish company: cloud accounting tools, electronic invoicing integration (Verifactu), RPA for reconciliations, outsourced CFO model, and technology selection for SMEs. 32-page guide.
Equality plan obligations in Spain: mandatory for companies with 50+ employees under Royal Decree 901/2020, REGCON registration, LISOS fines up to €225,018 and negotiation timeline.
Complete guide to electronic invoicing in Spain: B2G obligations via FACe, B2B mandate under Crea y Crece Law (Law 18/2022), VERI*FACTU system and accepted formats.