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BOE-A-2026-4735 ·28 February 2026 ·Act critical
Tax

Applicants may request alternative georeferenced graphic representation in mortgage proceedings

The Resolution of 4 November 2025 establishes that, in mortgage proceedings regulated under Article 199.2 of the Mortgage Law, an alternative georeferenced graphic representation may be registered when allegations are submitted by the City Council or an adjacent owner. This change allows for greater flexibility in the geographical documentation of real estate, particularly in cases of boundary disputes or neighbourhood allegations.

In 1 key point

  1. Registration of alternative georeferenced graphic representation in mortgages is permitted following allegations from the City Council or an adjacent owner (art. 199.2 Ley Hipotecaria)

How it affects those involved

Property owners and legal representatives in mortgage proceedings can now submit alternative georeferenced graphic representations, facilitating the resolution of boundary conflicts. City Councils and adjacent owners gain a more direct mechanism to express their allegations. Registry administrations will be able to process such representations without the need to reactivate full proceedings. Advisors must verify whether the submitted allegations comply with the requirements set out in Article 199.2.

Lifecycle

2026-02-28PublishedPublished in the BOE
Official text Based on BOE data (boe.es). Information, not advice.

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This analysis is informational only and does not constitute legal advice or create a client-adviser relationship. BM Consulting.
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