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BOE-A-2026-21948 ·22 October 2026 ·Royal Decree High impact
Subsidies

Agricultural insurance holders: state aid to cover up to 70% of premium costs due to 2026 wildfires

Royal Decree 849/2026 establishes direct aid to mitigate damages caused by wildfires occurring during 2026, following the impact on over 60,000 hectares of agricultural land. The measure consists of a subsidy to reduce the cost of premiums for the Combined Agricultural Insurance System, allowing for support of up to 70% of the total premium cost. This aid will be centrally managed by the General State Administration to ensure uniform criteria across all affected areas.

How it affects those involved

For holders of combined agricultural insurance policies, the regulation provides significant financial relief through a subsidy that complements the current insurance system, covering up to 70% of the premium cost. Farmers and livestock breeders affected by the 2026 fires (such as those in Huelva, Ávila, Toledo, among others) can access aid managed centrally by the State, preventing fragmented criteria across autonomous communities. This aid serves as a supplement to any measures that autonomous communities may approve within their respective competencies.

Frequently asked questions

What type of aid is being offered for the 2026 fires?
Aid is being offered to reduce the premium cost of combined agricultural insurance policies, which can cover up to 70% of the total premium cost.
Who manages these subsidies?
The granting of subsidies will be carried out centrally by the General State Administration.
Who is this aid intended for?
It is intended for holders of policies contracted under the combined agricultural insurance system who have been affected by the 2026 fires.

Lifecycle

2026-10-22PublishedPublished in the BOE
Official text Based on BOE data (boe.es). Information, not advice.

Does this provision affect you?

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This analysis is informational only and does not constitute legal advice or create a client-adviser relationship. BMC.
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