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Specialist tax advisory for SMEs

Specialist tax advisory for SMEs that goes beyond compliance: proactive planning, tax optimisation, and a dedicated advisor for your business.

The problem

For an SME, taxation is a constantly shifting minefield. Quarterly filing deadlines that pile up, VAT and corporate tax rules that change every year, the risk of penalties for formal errors, the grey line between deductible and non-deductible expenses that nobody explains clearly... Many SMEs rely on a generalist accountant who does little more than file returns, without analysing whether there is a more efficient way to structure their tax position. The result: you pay more tax than necessary and discover the mistakes when it is already too late.

Our solution

At BM Consulting we assign a dedicated tax advisor to every SME — someone who understands your business inside out and works proactively. We do not just file your returns: we analyse each quarter to identify unclaimed deductions, overlooked tax incentives, and opportunities for lawful savings. Our approach combines technical rigour with technology that gives you real-time visibility into your tax position, so you are never caught off guard.

Process

How we do it

1

Comprehensive tax diagnostic

We review your SME's tax structure, filing history, applied regimes, and claimed deductions to detect inefficiencies and risks. We present a clear report with the areas for improvement.

2

Tailored tax plan

We design a tax strategy adapted to the reality of your business: optimal VAT regime, accelerated depreciation, SME incentives (reduced rate, equalisation reserve, capitalisation reserve), shareholder-director remuneration planning.

3

Proactive quarterly management

We file all your tax returns on time and with prior review. But beyond that, each quarter we provide an estimated tax liability and propose actions to optimise it before the period closes.

4

Annual review and optimisation

At year-end we review the overall result, apply the relevant tax adjustments, and plan ahead for the next year. We keep you informed of regulatory changes affecting your company and update the strategy accordingly.

500+
SMEs advised
12K
Average tax saving/year
0
Penalties in 5 years

Before BM Consulting we were paying an effective corporate tax rate of 28%. After their review, they applied R&D deductions and the equalisation reserve we did not know about. We now pay an effective rate of 19% and have a real tax forecast every quarter.

Miguel Sanchez Managing Director, Soluciones Industriales del Norte SL

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More than compliance: tax optimisation

Most SMEs settle for meeting their tax obligations on time. But compliance and optimisation are very different things. Every year, Spanish SMEs leave thousands of euros in deductions, reliefs, and tax incentives unclaimed — incentives that the legislation itself makes available — simply because nobody tells them they exist or how to apply them correctly.

Our approach goes beyond filing forms. We work with each client to build a tax strategy that minimises the tax burden within the legal framework, anticipating payments and avoiding the surprises that destabilise cash flow.

Services included

  • Filing of all quarterly and annual returns (VAT, corporate tax, withholdings, informative declarations)
  • Annual tax planning with estimated instalment payment projections
  • Proactive quarterly review with optimisation proposals
  • Advisory on one-off transactions (asset disposals, restructurings, dividend distributions)
  • Shareholder-director remuneration planning (salary vs. dividends vs. service fees)
  • Representation before the Tax Agency and management of information requests
  • Full support during tax audits
  • Alerts on regulatory changes relevant to your sector

What kind of SMEs we serve

Our tax advisory service is designed for SMEs with 2 to 50 employees and annual revenues from 300,000 euros to 10 million. Within this segment, we serve professional services firms, retail, distribution, technology, hospitality, construction, and manufacturing companies. The sectoral diversity of our portfolio allows us to apply cross-industry knowledge and spot opportunities that an advisor limited to a single sector would miss.

FAQ

Frequently asked questions

What does the tax advisory service for SMEs include?
It includes the filing of all periodic tax returns (VAT, withholdings, corporate tax, informative declarations), annual tax planning, ongoing advisory for day-to-day queries, review of contracts and transactions with tax implications, representation before the Tax Agency, and full support in the event of an audit or inquiry.
How much does a tax advisor for an SME cost?
Our fees are adapted to the volume and complexity of each business. We work on fixed monthly retainers that generally range from 200 to 600 euros per month for SMEs, depending on the number of employees, intra-community transactions, and corporate complexity. No hidden costs or surprises.
What is the difference between a bookkeeper and a tax advisor?
A bookkeeper focuses on processing and filing documents. A tax advisor, in addition to filing, analyses your situation to optimise the tax burden, plan transactions with tax impact, and defend you before the authorities. The difference is between compliance and optimisation.
What tax returns does an SME need to file?
The most common are Form 303 (quarterly VAT), 111 (IRPF withholdings), 115 (rental withholdings), 200 (annual corporate tax), 390 (annual VAT summary), 190 (withholdings summary), and, for EU trade, Form 349 (intra-community transactions). We take care of all of them.
How often should I meet with my tax advisor?
We recommend at least a quarterly review meeting, timed to coincide with the preparation of quarterly filings. Beyond that, we are available for ad-hoc queries by email or phone at any time, with a 24 business-hour response commitment.
Do you provide support in the event of a tax audit?
Yes. We represent you before the Tax Agency in limited verification procedures and full inspections. We prepare the documentation, respond to information requests, attend hearings, and if necessary, file appeals against proposed assessments or penalties.

Take the first step

Request a no-obligation consultation and discover what we can do for your business.

Free consultation